Even the most responsible pet owner can be caught with an unexpected and overwhelming potential vet bill. Our vets tell us sadly time and time again of owners that, when faced with their pet’s medical emergency, end up choosing to put their pet to sleep simply because they can’t afford a costly veterinary surgery, and their pet is suffering too much to live without it. While we certainly advise preparing for your pet’s vet costs, it simply isn’t always possible. Pet insurance can be a life-saver, but perhaps it is a pet you just rescued off the street, or a pet with a pre-existing condition not covered by insurance. We often get emails from pet owners asking us if we know where they can get help for their vet bills. While there are a few charities that offer limited help (usually small personal grants around $100 – here’s one directory of them, and here’s another), and some that offer help to specific breeds or diseases, in most cases YOU the pet owner are going to have to figure out a way to fundraise to cover your pet’s expenses.
Here are some tips on how to lower or get help paying for your vet bill:
1. Talk to your vet
Veterinary hospitals are businesses that need to charge what they charge to survive. It may seem like they are making a fortune, but the cost of insurance, staffing, supplies, rent etc make a for a huge overhead. That said, they sometimes can offer you a discount if you can prove you qualify for low-income assistance. They may know of any local charities that offer financial support to people who can’t afford vet care. They may have a new vet-in-training on staff who can do a procedure for a much lower cost, especially if the only other option is euthanasia.
2. Get a 2nd Opinion
Sometimes all you have to do is ask to speak to another vet in the same hospital, and they may be able to offer a less expensive treatment option to try first, say a medication vs. a surgery. It that might take longer or not be quite as effective, but can still help your pet live comfortably and happily. Or they may confirm there is only that one treatment possible. A sole vet, just like a human doctor, can’t possibly know everything about everything. You may need to visit a 2nd vet hospital to get a 2nd opinion, see #3.
3. Look for a less expensive vet or clinic
Call other veterinary hospitals to ask how much they charge for the treatment your pet needs. Explain in advance what your budget is, and see if they can offer a treatment within that budget. You can also see if there is a Veterinary College near you as they may offer discounted care.
4. Fundraise
If your pet’s vet care need isn’t urgent, or you’ve used your credit card or CareCredit, you can try fundraise yourself to cover each month’s payment. Have a yard sale; offer your services (whatever skills you have) to friends, coworkers & neighbors in return for a donation; setup an online fundraiser and ask all your friends on Facebook, Twitter, etc and in your email contact list to donate. This is how rescuers pay their vet bills, and you as an individual pet owner can certainly try this too. You may have to swallow your pride to ask friends and family to help, but isn’t your pet worth it?
5. CareCredit
A regular credit card is great if you have one with an available limit, and you can fundraise (see #4) to cover the monthly payments to pay off your balance. However, what if you need the funds urgently, or aren’t sure if you’ll qualify for a regular credit card? There is a special kind of credit card that is exclusively for vet costs, called CareCredit – it can be a lifesaver. If your vet doesn’t take CareCredit, they can help you locate a local vet who will, including a participating vet locator on their website.
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You might not think a template is needed for a lost pet flyer or found pet poster, as it is not a very technically complicated thing to create, but when you’ve just lost your pet and are in a panic, or are trying to figure out what to do with a pet you found, you might not be able to calmly figure out the best design for maximum impact. You just want to reunite a lost pet with a distraught and caring owner! You can also use the LOST templates to create a flyer *now* of your pets, so you aren’t frantically searching for a good photo — when you could be out searching for your lost pet. So we’ve created a very simple but effective LOST DOG or LOST CAT poster template that you can click to download and edit in Word, as well as a FOUND DOG or FOUND CAT poster templates in Word. We used our decades of experience working in animal shelters and seeing what works (and what can be dangerous) to create these simple and effective flyers for your free use.
Losing a pet can be a traumatic experience for a pet owner. If you find a stray animal and you think it could be someone’s pet, it’s important to do all that you can to reunite the animal with its owner. Here is a list of things you should do if you find a stray animal.
Fostering is one of the most selfless acts you can do to help homeless pets. You take an animal into your home, give them all the love and care you would lavish on your own pets, often nurse them through being sick, or train them through adjustment behaviors. Then when they’re ready and the right adopter comes along – like a child going off to college or getting married, your heart breaks with both happiness and sadness as you usher them into their new loving fur-ever home! So… once you’re convinced you want to save an animal’s life by fostering, how do you pick the best type of pet to foster? This article is here to help!
Cats have a natural need to scratch. It stretches their muscles, marks their territory, reduces stress, and removes dead layers of their nails. If you don’t provide your cat with desirable scratching surfaces and, if needed, train them to scratch where you want, they may choose to scratch the corner of your couch instead! Cats and kittens of all ages can be trained to scratch where you want, some more easily than others. Each cat’s environment and past experiences play a role in how quickly they can be trained. Here are some suggested steps to train your cat to scratch where you want:
A puppy biting your hand or using your pant cuff as a chew toy  – cute? Not so fast! Teaching a puppy what is OK to bite when they are young is the single most important item for any pup. Mouthing and biting is a normal part of being a puppy, but how cute will that be when they bite your hand – or a child’s hand – when they are an adult dog? Damaging dog bites are not cute!  Puppies must be taught by people to control the force of their biting behavior so that they learn to have a soft mouth if they do accidentally grab onto a human (instead of a toy or food being offered). Then they should be taught to reduce the frequency of puppy mouthing, so that as an adolescent and adult dog they will not harm a person they are playing with  – or their clothing!
This is no April Fools joke: your furry friends – and helping nonprofit rescues and shelters – can save you money come tax time! As Uncle Sam comes-a-callin’ this time of year, Adopt-a-Pet.com spokesperson and MarthaStewart.com Daily Wag contributor Dr. Pia Salk consulted with her accountant and fellow animal lover Mary Tonden. Mary shared some priceless pet-related tax tips for everyone who loves animals! (Photo: pets really can help at tax time.)
Declawing is a surgery to permanently remove a cat or kitten’s claws. Many pet owners are unaware that in order for the nails not to grow back, the operation is actually 10 to 18 amputations, removing the end bone in each of the cat’s or kittens toes! If that made you think “ouch!” you already have an idea of how painful that is for a kitten or cat.